Mobile Financial Services are the New Norm
of the unbankedTwo-thirds of the unbanked adults globally have mobile phones.
(Global Findex Database 2017)
More than one-quarter of Millennials are completely reliant on a mobile banking app. (Salesforce)
The number of unique mobile subscribers will reach 5.9 billion by 2025, equivalent to 71% of the world’s population, driven by emerging markets. (GSMA)
54% of banks are focusing their digital budget on mobile.
Seize the Digital Payments Opportunity with Mobile Wallet
✓ Increase your customer base exponentially without investing in costly branch and ATM infrastructure.
✓ Reduce customer acquisition and transaction costs. Utilise lower electronic money account barriers.
✓ Develop long-term customer relationships through seamless digital experiences with superb UX.
✓ Extend financial services to the bottom of the pyramid via USSD devices. Accelerate financial inclusion.
✓ Monetize on new business models via shared wallet platforms, aggregating services from third-party providers.
A White-label Mobile Wallet Platform
Completely customizable to your business case
Seamless Digital Experience
Self-onboarding in minutes, saving time from branch visits. Secure top-up via card, bank account, agent. Customer-centric UX
24/7 Instant Payments & Transfers
Enable customers to send and receive money instantly P2P, C2B, B2B or G2C. Provide anywhere, anytime access to financial services.
Differentiate by bundling new services - insurance, real-time payments, digital loans, savings, in-store payments with QR and NFC, bill payments, remittances, promotions and more.
Highest security standards with flexible KYC authentication options, including Biometrics.
Offer a Rich Portfolio of Mobile Financial Services
Go to market fast with exceptional mobile payment experiences, successfully rivaling Fintechs and neobanks.
Retain members through a range of modern digital financial services without replacing costly systems.
Extend financial services to the bottom of the pyramid at a low cost (for both USSD and smart devices).
Public Sector Organizations
Securely onboard beneficiaries and disburse funds in bulk, directly or via agents.
Attract more customers and diversify income by entering into mobile financial services.
Be a Forerunner in the Digital Payments Ecosystem
Mobile Wallet is an extremely flexible platform which can serve various digital wallet business cases. Generate new revenue streams via open API-enabled revenue-sharing models. Reinvent your business model by becoming a platform provider, a central role which integrates the different players in the financial services ecosystem.
A Digital Transformation Platform in Action.
The Mobile Wallet Solution is built on DigiWave Platform - the shortest path to digital leadership.
One-stop, white-label digital wallet platform
Rich wallet functionality built on a powerful platform that can cater for all your digital financial service needs. Completely customizable to your brand, serving your business case.
Frictionless 24/7 payments across the ecosystem
Faster payments mean more revenue. Handle vast amounts of data and process thousands of transactions per second. Deliver frictionless service in both mature and developing markets.
Centralized Management. Multi-country. Multi-tenant
Manage all your digital channels from a central administration portal. Customize transaction fees, commissions and rules for your ecosystem.
UX design expertise
Leverage Software Group’s UI and UX design team expertise in creating engaging digital financial service journeys, personalised for your end customers.
Reuse existing infrastructure and easily integrate with your CBS. Alternatively, use Mobile Wallet as a standalone platform. Connects with any third-party system. PSD2 and GDPR compliant.
Configurable forms and workflows
Easily configure your own forms. Customize your own or use out-of-the box workflows. Digitize, automate and streamline all processes.
Digital transformation and expansion in Central Africa
Atlantic Bank Cameroon offered its customers superior cashless financial services through mWallet with the goal to reach 1 million customers in the first year. Our platform infrastructure enabled strong differentiators, such as the building of a unified digital banking & insurance ecosystem integrated within the wallet.
Building Botswana’s modern digital economy
Botswana Post uses Software Group’s Agency Banking and mWallet solutions to serve the widely dispersed government pensioners in the country. mWallet works across 1000 biometric POS terminals, saving time and increasing convenience for 115 000 retirees, with a goal to reach 500 000 in 3 years time.
Why Choose Software Group?